As a resident in Denmark you will need to open at least one Danish bank account to obtain a NemKonto.
A NemKonto is an account where payments from the Danish public authorities are transferred directly. Your basic account can be designated as a NemKonto.
A NemKonto is a normal bank account into which payments from public institutions (e.g. tax refunds, child subsidies, student loans and unemployment benefits) can be transferred directly.
Opening a bank account is free of charge. It is advisable to take your contract of employment if you have one.
You can easily change your NemKonto if you get a new bank. A normal bank account can be converted to a NemKonto either by the bank or directly by you - if you have a NemID/MitID.
You do not necessarily need a bank account yourself to have an NemKonto. If, for example, you use your spouse’s bank account, you can designate this account as your NemKonto.